Seven guides covering the complete deduction set — from a single contribution to your full gross-to-net take-home pay.
How to compute your take-home pay
Gross to net: all four deductions applied in order, with worked examples from ₱15,000 to ₱100,000.
Read guide → SSSHow to compute your SSS contribution
The 15% rate, finding your Monthly Salary Credit, and the employee/employer split — step by step.
Read guide → PhilHealthHow to compute your PhilHealth contribution
The 5% premium, the ₱10,000 floor and ₱100,000 ceiling, and the equal split — explained.
Read guide → Pag-IBIGHow to compute your Pag-IBIG contribution
2% + 2% on the ₱10,000 fund-salary cap, the ₱200 maximum, and the low-income rule.
Read guide → TaxHow to compute your withholding tax
The BIR TRAIN table — and why tax hits your taxable income (gross minus contributions), not your gross.
Read guide → 13th MonthHow to compute your 13th month pay
Total basic ÷ 12, how proration works, and the ₱90,000 tax-exempt ceiling.
Read guide → SSS · Self-employed & OFWSSS for self-employed, voluntary members & OFWs
Paying the full 15% yourself — with the OFW minimum MSC and the EC rules spelled out.
Read guide →Rather just get the number?
Every guide has a matching calculator that does the math instantly — or start with the one that ties them all together.
Open the Take-Home Pay Calculator →